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Credit Card Processing

Pike13 is not a payment processor and does not directly handle your credit card transactions. Pike13 securely transmits payment data to Stripe or Celero Commerce's PCI-compliant third-party gateway.

In this article

Who can use this feature?

  • Pike13 Plans: ✅Premium, ✅Advanced, ✅Essential
  • User Roles: ✅Primary Owner, ❌Owner, ❌Manager, ❌Staff, ❌Limited Staff

Pike13 & Payment Processing

Pike13 is not a payment processor and does not directly handle your credit card transactions. Instead, we securely connect your site to PCI-compliant gateways—Stripe or the NMI Gateway (via Celero Commerce)—to manage payments safely and seamlessly.

How Credit Card Processing Works

Pike13 handles the interface, but our partners handle the money. Here is the step-by-step flow of a transaction:

  1. Checkout: A client enters their card details during a purchase in Pike13.

  2. Tokenization: Pike13 immediately encrypts and "tokenizes" the data. We never store raw credit card information.

  3. Transmission: The tokenized data is sent to your gateway (NMI or Stripe), which acts as a secure bridge to the banking networks.

  4. Authorization: The gateway communicates with the client's bank to approve or decline the charge.

  5. Settlement: Approved funds are batched, settled, and deposited into your merchant bank account.

Payment Processing Options

NMI Gateway (via Celero Commerce)

Pike13 integrates with the Network Merchants Gateway (NMI) provided by Celero Commerce (formerly TransNational). This gateway links your Pike13 site directly to your merchant account. All sensitive data is stored within Celero’s encrypted, PCI-compliant vault.

Stripe

Stripe offers a streamlined, all-in-one integration for credit card processing.

  • Setup: To enable Stripe, please contact help@pike13.com.

  • Integration: Once enabled by our team, you can link your Stripe account credentials directly within your Pike13 settings to begin accepting payments.

NOTE

Security & PCI Compliance

By using these integrations, your business automatically adheres to strict security standards. Because sensitive payment data is stored exclusively in the encrypted systems of Celero or Stripe, you reduce your liability and ensure your clients' data is protected.